• Choose a package and select the layaway option, or give us a call directly to open your account. (804)997-1839 Option 1. For the fastest service, you may send us a message via social media or email.

  • Payments are due bi-weekly on your paydays. Payments will automatically draft from the card information you provide on those set dates. All payments are NON-REFUNDABLE in the event of cancellation. (NO EXCEPTIONS). A 90-day credit will remain on file for any payments made towards your package pending your slot is still available.

  • You may choose from 1 to 40 payments for the Diamond package, 1 to 30 for the Platinum package, 1 to 20 for the Gold package, and 1 to 10 for the Silver package. You may arrange a sooner payoff anytime by notifying us via phone, email, or social media.

  • No money down is required, however, 10% to 25% down is recommended for a faster payoff. You may click on the down payment option for each package if you would like to make a payment today. Otherwise, the first payment can draft your next payday for your convenience.

  • Services will begin after paid in full, all stores are up and running within 30 days of payoff (many times beforehand).